/* Termo de Abertura de Conta - Estilos Específicos */

.termo-content {
    padding: 4rem 0;
    background: linear-gradient(135deg, #f8f9fa 0%, #e9ecef 100%);
}

.termo-wrapper {
    max-width: 1200px;
    margin: 0 auto;
}

/* Seção de Introdução */
.termo-intro {
    background: white;
    border-radius: var(--border-radius);
    padding: 3rem;
    margin-bottom: 3rem;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
    border-left: 4px solid var(--primary-color);
}

.intro-text {
    font-size: 1.125rem;
    line-height: 1.8;
    color: var(--text-color);
    margin-bottom: 1.5rem;
    text-align: justify;
}

.intro-text:last-child {
    margin-bottom: 0;
}

/* Seção de Download */
.termo-download-section {
    margin-bottom: 4rem;
}

.download-card {
    background: linear-gradient(135deg, var(--primary-color) 0%, #2a1b5a 100%);
    border-radius: var(--border-radius);
    padding: 3rem;
    color: white;
    display: flex;
    align-items: center;
    gap: 2rem;
    box-shadow: 0 8px 30px rgba(0, 0, 0, 0.15);
    position: relative;
    overflow: hidden;
}

.download-card::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -50%;
    width: 200px;
    height: 200px;
    background: rgba(255, 255, 255, 0.05);
    border-radius: 50%;
    z-index: 1;
}

.download-icon {
    flex-shrink: 0;
    width: 80px;
    height: 80px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--accent-color);
    position: relative;
    z-index: 2;
}

.download-content {
    flex: 1;
    position: relative;
    z-index: 2;
}

.download-title {
    font-size: 1.75rem;
    font-weight: 600;
    margin-bottom: 1rem;
    color: white;
}

.download-description {
    font-size: 1.125rem;
    line-height: 1.6;
    margin-bottom: 2rem;
    opacity: 0.9;
}

.download-actions {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
}

.btn-download,
.btn-view {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.875rem 1.5rem;
    border-radius: var(--border-radius);
    text-decoration: none;
    font-weight: 500;
    transition: var(--transition);
    border: none;
    cursor: pointer;
    font-size: 1rem;
}

.btn-download {
    background: var(--accent-color);
    color: var(--primary-color);
}

.btn-download:hover {
    background: #f0c14b;
    transform: translateY(-2px);
    box-shadow: 0 4px 15px rgba(255, 193, 7, 0.3);
}

.btn-view {
    background: transparent;
    color: white;
    border: 2px solid rgba(255, 255, 255, 0.3);
}

.btn-view:hover {
    background: rgba(255, 255, 255, 0.1);
    border-color: rgba(255, 255, 255, 0.6);
    color: white;
}

/* Seção de Tópicos */
.termo-topics {
    margin-bottom: 4rem;
}

.topics-title {
    text-align: center;
    font-size: 2.5rem;
    font-weight: 600;
    color: var(--primary-color);
    margin-bottom: 3rem;
    position: relative;
}

.topics-title::after {
    content: '';
    position: absolute;
    bottom: -0.5rem;
    left: 50%;
    transform: translateX(-50%);
    width: 80px;
    height: 3px;
    background: var(--accent-color);
    border-radius: 2px;
}

.topics-container {
    display: flex;
    flex-direction: column;
    gap: 2rem;
}

.topic-card {
    background: white;
    padding: 2.5rem;
    border-radius: var(--border-radius);
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.08);
    transition: var(--transition);
    border-left: 4px solid var(--primary-color);
}

.topic-card:hover {
    transform: translateX(5px);
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.15);
}

.topic-header {
    display: flex;
    align-items: center;
    gap: 1.5rem;
    margin-bottom: 1.5rem;
}

.topic-icon {
    flex-shrink: 0;
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, var(--primary-color), #2a1b5a);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
}

.topic-title {
    font-size: 1.5rem;
    font-weight: 600;
    color: var(--primary-color);
    margin: 0;
}

.topic-description {
    color: var(--text-color);
    line-height: 1.7;
    font-size: 1.0625rem;
}

.topic-description p {
    margin-bottom: 1rem;
}

.topic-description p:last-child {
    margin-bottom: 0;
}

.topic-description ul {
    list-style: none;
    padding-left: 0;
    margin: 1rem 0;
}

.topic-description ul li {
    padding-left: 1.5rem;
    position: relative;
    margin-bottom: 0.75rem;
    line-height: 1.6;
}

.topic-description ul li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: var(--accent-color);
    font-weight: bold;
}

/* Alerta dentro do tópico */
.topic-alert {
    margin-top: 1.5rem;
    padding: 1.25rem;
    background: linear-gradient(135deg, #fff9e6 0%, #fff4d1 100%);
    border-left: 4px solid var(--accent-color);
    border-radius: 4px;
    display: flex;
    gap: 1rem;
    align-items: flex-start;
}

.alert-icon {
    font-size: 1.5rem;
    flex-shrink: 0;
}

.alert-content {
    flex: 1;
    line-height: 1.6;
}

.alert-content strong {
    color: var(--primary-color);
    font-weight: 600;
}

/* Responsividade */
@media (max-width: 1200px) {
    .topics-container {
        gap: 1.75rem;
    }
}

@media (max-width: 768px) {
    .termo-content {
        padding: 2rem 0;
    }

    .termo-intro {
        padding: 2rem;
        margin-bottom: 2rem;
    }

    .intro-text {
        font-size: 1rem;
    }

    .download-card {
        flex-direction: column;
        text-align: center;
        padding: 2rem;
        gap: 1.5rem;
    }

    .download-title {
        font-size: 1.5rem;
    }

    .download-description {
        font-size: 1rem;
    }

    .download-actions {
        justify-content: center;
        width: 100%;
    }

    .btn-download,
    .btn-view {
        flex: 1;
        min-width: 140px;
        justify-content: center;
    }

    .topics-title {
        font-size: 2rem;
    }

    .topic-card {
        padding: 1.75rem;
    }

    .topic-header {
        flex-direction: row;
        gap: 1rem;
    }

    .topic-icon {
        width: 50px;
        height: 50px;
    }

    .topic-icon svg {
        width: 28px;
        height: 28px;
    }

    .topic-title {
        font-size: 1.25rem;
    }

    .topic-description {
        font-size: 1rem;
    }

    .topic-alert {
        flex-direction: row;
        padding: 1rem;
    }
}

@media (max-width: 480px) {
    .termo-intro {
        padding: 1.5rem;
    }

    .download-card {
        padding: 1.5rem;
    }

    .download-actions {
        flex-direction: column;
        width: 100%;
    }

    .btn-download,
    .btn-view {
        width: 100%;
    }

    .topic-card {
        padding: 1.5rem;
    }

    .topic-header {
        flex-direction: column;
        align-items: flex-start;
    }

    .topic-title {
        font-size: 1.125rem;
    }

    .topic-description ul li {
        padding-left: 1.25rem;
        font-size: 0.9375rem;
    }
}